The importance of investing early in retirement

However, it’s also important to start considering retirement investment options a few years before the retirement age approaches to ensure you’re getting exactly what you want.


One of the biggest retirement investments to consider is the purchase of a home with elements such as location, facilities, accessibility and value contributing towards this decision. Retirement estates, which are becoming an increasingly popular investment option, may have age limits, but this isn’t an indicator of when you should start weighing options, but should rather be considered as the cut-off line.


Although there’s no fixed number, if you’re approaching 50 then it’s certainly not too soon to start assessing your options. This will give you ample time to compare the various estates, analyse their facilities and investment options while factoring in your own budget. And, if you’re in a relationship, start aligning your retirement priorities with your partner so that there is no confusion or disappointment down the line.


The demand for quality retirement estates such as Mount Edgecombe Retirement Village on the KwaZulu-Natal coast is high. A range of recreational and leisure facilities onsite, world-class healthcare, an enviable climate and accessibility all factor in to make this a highly sought-after estate. When investing early into an off-plan development like Mount Edgecombe Retirement Village, you are still in a position to wait for the village to be constructed and can benefit by not paying transfer fees.


There are a limited number of homes available and, with retirement homes being a final investment for residents, availability will only become increasingly limited. Invest early to benefit from ever-increasing property value and peace of mind that your future is cared for.